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The Swearingen Report for Victoria, Texas

by Lee Swearingen 18. January 2010 16:32

Current Observations Of The Residential Real Estate Market In Victoria, TX:

The Victoria market seems to have settled at a pace similar to that of the periods 2000 - 2004.
The year over year difference continues to narrow since the market adjustment began in mid-2008.
The performance is substantially below the peak years of 2006 - 2007.

One indicator that continues to improve is median sales price.  Even though difference is small, it
still shows a positive trend.  Most other markets, even in Texas, have seen a decline in the median
price.

Over all, even though the market is not what we experienced a few years ago, it remains steady.
Inventories and days on market are acceptable.

One area to watch as we go forward is available financing.  Interest rates remain historically low.
Credit underwriting, however, is tightening.  Acceptable credit scores, dept to income ratios, and
appraisal rules are being adjusted weekly it seems.

We expect FHA to raise minimum down payment soon.  All of these tend to make the sales
process more difficult.

If you would like to see the full report, visit our website at www.ronbrown.com

 

 

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